Planning for/at retirement
Retirement can bring with it many great opportunities. We work with people to help them plan their finances so they can achieve the retirement lifestyle they dream of.
Plan a retirement you’ll love
As you approach and reach retirement, it’s natural to have some questions about what happens now. We’re here to help you explore your options and put your mind at ease for the future.
It all starts with you and your objectives – what’s important to you in retirement? What lifestyle do you want to have? We’ll then review suitable pension plans and income withdrawal opportunities, aligning them with your goals and your attitude to risk.
Whether you’re starting planning early, or you’re just on the cusp of your retirement, we can support you through the transition and beyond, ensuring you’re financially set up for success.
How we help
We will ensure your pension is making the most of all tax-efficient benefits available and at retirement we will review your tax-efficient retirement lump sum, annuity and Approved Retirement Fund (ARF) income withdrawal options.
Goal-based financial planning
We’ll take a look at what your ideal retirement looks like and then build a plan to make those goals achievable.
If you plan to pass on some of your wealth we’ll advise on how best to minimise your Inheritance Tax bill.
Peace of mind
Above all, irrespective of your chosen retirement options, we aim to provide you with the much-needed reassurance that your future is financially secure whatever happens.
What our clients say
Francis has provided me with holistic advice on how to manage my finances and financial security. His experience and guidance have created solid financial footings for catering for my family and retirement. I have been incredibly pleased with the outcome to date. He has the ability to give an independent view and guidance on options that builds trust and integrity in his service.
I found Francis and the services of Fortitude Financial Planning to be incredibly helpful with dealing with my financial situation. I especially appreciated the personal touch and his patience and understanding. He was very friendly and hands-on and always willing to accommodate me and explain clearly what my options are at a level that made sense to me. I would recommend his services to anyone looking to better understand their finances and options available to them.
Prior to Fortitude, I felt the service being provided was remote and impersonal. My main concern was wealth management and the most cost-efficient pension planning, particularly ARFs. In both these areas, Francis McTaggart provided valuable advice and managed the implementation of a coordinated plan.
Reliability and the generation of confidence are two key components in the relationship between a client and a financial advisor. Fortitude excels in both of these areas. With Fortitude their easy on contact and provide a realisation that you are going to be provided with the best available options when required. It would be difficult to better Fortitude as a personal wealth and pensions advisor.
Francis McTaggart has supplied me with excellent impartial advice. He has steered my portfolio professionally and without any issues and I have been more than satisfied. His attention to detail and application of decisions I have taken following in-depth discussions with him has proved worthwhile and very satisfactory. I would have no hesitation in recommending his services.
Highly recommend Fortitude. Excellent service and speaks in a way helps you understand and not confuse you. Finances can be scary and I found this service has knocked that on the head. No judgment only help.
Would highly recommend fortitude financial planning. Straightforward, plain English and looks after you. No judgement. Excellent service.
Francis at Fortitude Financial Planning provided sound and comprehensive financial advice. Francis is very professional and knowledgeable in the area of finance and communicates regularly with his clients . I would recommend Francis to anyone in need of financial planning.
Fortitude Financial Planning has provided us with a very personal service with well thought out advice. All financial advice and proposals were explained very clearly to us and we felt that our very best interests were being served. All communication is very efficient and clear and at no time did we feel rushed into making a decision. We would highly recommend Fortitude Financial Planning to anyone seeking genuine, professional and one-to-one review and advice of their finances, pensions etc.
Fortitude went way beyond expectations. Their personal service is 2nd to none. Everything was cleanly explained in layman's language which was refreshing compared to previous experience. I have no hesitation recommending them.
My experience with this Company has been very positive.
Weekly information bulletins on market trends and a very informative blog as well. Great advice and direction on Investment. and constant updates.
Available for a phone call anytime if required very professional and helpful. I would recommend this Company for Investment and Pensions.
Francis provides that all important combination of solid advice and personal service while keeping everything as simple as possible. He is one of the " good guys".
I would highly recommend Fortitude Financial Planning.
Francis is a true professional, he is extremely knowledgeable in his field and his level of communication and support throughout the whole process is second to none. As this was my first experience with a financial planner I found Francis to be extremely helpful in identifying my needs and opportunities and executing a simple and easy to follow plan of action.
Francis was extremely responsive and attentive at all times and really helped make the process as simple as possible. I would have no hesitation in recommending him to anyone.
I’ve worked with Francis for a number of years and can attest to his professionalism, integrity and responsiveness to our financial needs.
His communication style is excellent and extremely clear and he gives a balanced and well thought through suite of advice.
Very happy with all that Francis has done for me over the years and fully endorse and recommend him to any prospective client.
I can highly recommend Francis McTaggart in Fortitude Financial Planning. I have had several experiences with financial planners before Francis and they were more or less the same. That is, they are happy to take your money and provide little or no service in return.
Francis has been a breath of fresh air for me. He is very straightforward and honest. Nothing is too much trouble. He is very knowledgeable and if there something that he isn’t sure of he will research it and get an answer. He is interested in your particular situation and finds solutions best suited to your needs.
It is a minefield out there trying to find the right company/person in financial planning. Francis has recommended changes as my situation has changed and in my opinion this is a crucial part of financial planning.
When we were in our mid to late 50s we first started to use the financial services of Francis McTaggart. We were looking for someone who could give us non biased pension and financial advice as we were planning to retire early and we needed professional direction as we do not come from a financial background.
We have always found that Francis explained things in layman's terms, and he has always respected our cautious attitude to investments. Whilst we have always found Francis to be the epitome of professionalism, he is always extremely easy and friendly to talk to, and he is always very quick about coming back to us if we contact him with a query. We would without any hesitation highly recommend his services of Fortitude Financial Planning for very sound, personal, expert financial advice and guidance.
Philip & Ingrid
Francis helped us with some of the most important decisions we would have to make prior to retirement. One of Francis’s strengths is his ability to explain complex financial situations in easy to understand terms. I am also very impressed with how easy it is to contact him and get a speedy reply to any queries. I would have no hesitation in recommending Francis to either friends or ex colleagues and have actually done so.
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